Kathleen Burns Kingsbury is the founder of KBK Wealth Connection, a wealth psychology expert, and an international speaker. She teaches financial services professionals how to connect, communicate, and collaborate more effectively with their clients to increase client retention and improve profitability. Kingsbury is the author of How to Give Financial Advice to Women and the Creating Wealth from the Inside Out Workbook for clients.
For more information, visit www.kbkwealthconnection.com.
It’s the late summer of 1966 in a small town in upstate New York when the body of eight year old Michael Vogel is found at the bottom of the deep end of the municipal swimming pool four hours after closing.
At first, the townspeople believe the initial reports that it was an accidental drowning, despite the fact that the boy’s body wasn’t discovered when the lifeguards searched the pool earlier in the day after his sister reported him missing. However, when an autopsy reveals an unexpected result, it sets in motion a search for a killer in a town unaccustomed to murder.
The story is told from the perspective of three members of the community: a twelve year old boy with a future he hopes to avoid; a sheriff with a past he wishes to forget; and a forty year old bachelor with a secret he wants desperately to protect. Their stories all come together in a startling and thrilling conclusion that helps to provide a measure of redemption for each of them.
Remember the Lone Ranger? The legendary Masked Man fought evil and stood up for the little guy. But he was generally hated by the authorities. He didn’t fit their mold or play their games. He couldn’t be turned, bribed or stopped … so they treated him as an outlaw. That’s the position of small business owners and executives today. No longer seen as providers of opportunity, creators of jobs, makers of wealth; instead they are seen – at least by most in Washington and many in state capitals – as greedy oppressors of the “working class.” Someone to be jealous of, untrusting of, careful about, watched with a wary eye. And as a business owner or executive, you can either pay attorneys to get you out of the trouble that bureaucrats are just waiting to spring on you – or you can empower your Human Resources person to be the defensive walls in your castle and avoid the trouble in the first place. That one person – generally underappreciated – is the first bulwark of defense against the hostile hoards of bureaucrats eager to plunder your wealth. Jim Edholm is President of BBI Benefits, and he’s been working with entrepreneurial employers for over 30 years. For many of those years, as a group benefits (health, dental, disability, etc.) advisor he primarily focused on helping employers reduce the cost of their benefit programs. But over the last decade he’s seen the ever-encroaching reach of government bureaucracies, and he’s coupled his benefits work with services that empower the employer to help reduce turnover, enhance productivity, and allow the small HR department to have the depth of HR and compliance resources that their much larger competitors have. In this book, Jim reveals his secrets of how that smaller employer (10-150 employees) can fight back and gain the power necessary to prosper.
If you buy insurance, drive a car, ride in a car, ride a bike or walk on roads where cars drive, this book is a must read. Exceptionally different than the books written by attorneys, this book is written by an injured person who recovered more than a quarter-million dollars. Based on a true story, the author takes you through the events immediately following an accident all the way to settling multiple insurance claims and a lawsuit. At every step along the way, there is a clear description of the pitfalls to avoid so that you too can maximize the money you receive.
And for those who haven’t had an accident – this book is a must read because it will give you the insight you need to choose the right auto and medical insurance companies so that you and your family members are protected when an accident occurs. Consumers have no idea what has occurred in the insurance industry over the last two decades. These changes will directly affect whether you will be compensated following an accident. After reading this book, you will be prepared to:
Calculate the value of your injuries and determine if filing a claim is worth your time and effort.
Take the four steps to file, negotiate and settle your claim.
Represent yourself without an attorney to maximize financial gain.
Hire, compensate and manage an attorney if you choose to do so.
Know what to say to insurers, and when to say it.
Know what not to say to insurers.
Learn how to work with your medical insurer so they don’t cancel coverage.
Select an auto insurance company that will honor the policy they sell you.
The final two chapters of the book analyze the insurance industry, documenting how insurance companies systematically delay and deny claims. Reading these chapters will create a shocking awareness that consumers are buying a product called insurance, but in fact are spending hard-earned money with companies that no longer honor the insurance contracts they sell. The final chapter lays out a clear plan for what consumers can do to protect them from buying insurance that won’t protect them.
The most successful people in the world share a common characteristic. What’s their secret? They look at the triumphs and tribulations of their lives as opportunities to learn and grow. They reflect on their personal moments to guide them along the way. And, they see the lessons in these moments as wisdom to share with others.
Each week, in her wildly popular weekly blog, “Thoughts for Tuesday,” bestselling business author and CEO coach Suzanne Bates has been doing just that – sharing everyday experiences and translating them into stories that inspire her readers. As a speaker, leadership coach, CEO, and former award-winning television news anchor, Suzanne has a unique lens through which she views life’s little moments. This anthology of Thoughts for Tuesday “fan favorites” will make you laugh, cry, and reflect. Suzanne shares compelling, inspirational, and sometimes humorous stories that will make you look back at your own personal experiences through a whole new lens.