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Broke: The Broken Contractor’s Insurance System and How to Fix It

The system is broken: Construction CEOs are buying contractor's insurance based on the lowest premium, and the “”savings”” are costing them a fortune: up to $20 lost for every claim dollar spent. The status quo can break a growing company, because brokers get paid their commission, whether or not they help prevent claims, manage risks or improves safety — and in most cases, they don't. Contractors can go broke: driven into bankruptcy by hidden exposures and insurance loopholes that leave them blind-sided to their biggest risks. Construction Risk Advisor Robert Phelan deconstructs the broken system with common-sense ideas to fix it: ways to help prevent the high cost of low-priced coverage and keep contractors from the dangers that can bring down their business.

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https://www.amazon.com/Broke-Broken-Contractors-Insurance-System/dp/1599321068/ref=as_sl_pc_tf_mfw?&linkCode=wey&tag=thoughtleadin-20

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Paperback